5 Indian Touchless Payment Methods To Pay Without Touch

Estimated read time 2 min read

Cashless transactions are gaining popularity in India, with various touchless payment methods taking the lead. To simplify your digital payment in 2024, you can look for these 5 contactless payment systems in India. These payments are not only contact-free, but also widely popular.

Unified Payments Interface (UPI)

UPI-based apps such as Paytm, PhonePe, Google Pay, and BHIM allow seamless transactions through QR code scanning, virtual payment addresses (VPAs), or phone tapping, eliminating the need for cash or physical cards.

Near Field Communication (NFC)

NFC-enabled smartphones can conveniently make instant payments at NFC-enabled POS terminals, providing a swift and hassle-free shopping experience.

Wearable Payments

Smartwatches equipped with NFC technology have emerged as an efficient means of making on-the-go payments, offering a blend of style and convenience.

Contactless Cards

Major banks now offer contactless credit and debit cards with embedded chips, enabling quick and secure transactions without the need for PINs or signatures.

Biometric Authentication

Some banks and fintech companies are introducing biometric authentication payments, utilizing fingerprints or iris scans for futuristic and secure transactions.

By making improvements to the digital changes in how we make payments, India is experiencing a move towards quicker, more secure, and more updated transactions. While these new technologies are very useful in today’s fast-paced world, they also bring some risks and safety needs. Remember not to share your personal information with anyone. It’s a good idea to keep the transaction limit low on these payment methods, and also to deactivate touchless payment features in your banking apps when you’re not using them.

(Photo by Jonas Leupe)

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